Matagorda County Tax Appraisal Trends & Residential Property Insights

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Impact of Rising Interest Rates on Matagorda County Property Market

  • Mortgage rates increased sharply peaking above 7%, influencing buyer affordability across Texas and Matagorda County.
  • As borrowing costs climbed, home sales in Matagorda County slowed, while prices remained resilient due to limited housing supply in coastal and energy-sector areas.
  • Median home value in Matagorda County Texas rose to ~$203,956, showing steady appreciation despite interest-rate pressure.
  • Higher financing costs have made housing affordability more challenging.

Matagorda County’s real estate market remains stable and increasingly desirable, driven by coastal living demand, new industrial and energy-sector investments, and rising interest from second-home buyers. While rising rates have moderated buyer activity, property values continue to trend upward, and appraisal values monitored by the Matagorda County Tax Appraisal reflect this long-term growth.

Housing Inventory Trends in Matagorda County

  • Housing supply in Matagorda County has remained tight over the past two years, contributing to resilient property values even during higher-rate periods.
  • Like many coastal Texas markets, buyer demand has stayed steady, driven by local residents, energy-industry workers, and second-home buyers seeking waterfront properties.
  • While inventory levels have fluctuated slightly, overall supply remains below what a balanced market typically requires.

The availability of homes in Matagorda County Texas remains historically tight, helping maintain market stability and price strength.

Matagorda County Single-Family Home Market Overview

  • Single-family home building activity in Matagorda County is currently focused on disaster recovery and new construction as a result of severe storms and flooding from Hurricane Beryl.
  • New home values have trended upward in recent years, even though overall construction volume remains below fast-growing metro counties, highlighting a more measured expansion.
  • According to Matagorda County Tax Appraisal records, newer homes and waterfront properties in growing areas like Bay City and Sargent have contributed to rising assessed values across the county.

Matagorda County’s single-family housing market demonstrates steady growth and increasing value appreciation, driven by lifestyle buyers, industrial development influence, and continued demand for coastal/riverfront properties.

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